Effective Date: September 30, 2026

At Real Life Ready, we want you to feel confident in your purchase.

Because “Nobody Taught You How Credit Works” is a digital educational product that is delivered immediately after purchase, all sales are final and we do not offer refunds once access or download has been provided.

Please review the product description carefully before purchasing. This product is intended for educational purposes only and does not guarantee any particular credit score, credit approval, financial outcome, or result.

If you experience a technical issue accessing your purchase, please contact us within 7 days of purchase at:

Email: [email protected] 

Phone: 954 470 7152

We will make reasonable efforts to help you access the digital product or resolve the technical issue.

Nothing in this Refund Policy limits any consumer rights that may apply under applicable law.

By completing your purchase, you acknowledge that you have read and agree to this Refund Policy.

QJJCT CREATIONS LLC